The Leadership Problem Most Credit Union CEOs Aren't Solving

Published on June 11, 2026

Kris Kovacs - FORUM52 Founding Partner


In sports, commentators often talk about a coach’s “coaching tree.” It’s the legacy of leaders developed under a great coach who go on to become successful leaders themselves.

The greatest coaches are not remembered only for winning games. They are remembered for building leaders.

Few examples are more famous than Bill Parcells. His coaching tree includes names like Bill Belichick, Tom Coughlin, and Sean Payton. Those leaders then developed leaders of their own, creating a lasting influence across generations of football organizations.

Credit unions have coaching trees too.

The best CEOs in the movement are not just running successful organizations today. They are developing the next generation of executives, strategists, innovators, and operational leaders who will shape the future of cooperative finance tomorrow.

Think about the number of respected leaders who emerged from U.S. Central Credit Union before its closure. Or consider the extraordinary number of executives influenced by Mike Valentine and the leadership culture built at BCU.

That is leadership legacy in action.

The CEO’s Second Responsibility

Every credit union CEO has an obvious responsibility: deliver a strong future for the institution and the members it serves.

But there is a second responsibility that often receives less attention — developing the people who will carry the movement forward long after today’s leadership transitions occur.

The credit union movement has always depended on leaders willing to invest in others. Every successful executive can usually point to mentors, peers, and experiences that shaped their thinking and accelerated their growth.

The challenge today is that executive development has become increasingly expensive and inaccessible.

Leadership programs routinely cost $10,000 to $20,000 for a single participant. National conferences often require additional travel costs and days away from the office. Large credit unions may still be able to absorb those expenses. Smaller credit unions often cannot.

The result is a growing leadership gap.

Many smaller institutions are not failing financially. They are struggling to build enough leadership depth and succession strength to confidently navigate the future. In many cases, the issue is not “board fatigue.” It is the absence of a developed bench.

Why FORUM52 Was Created

FORUM52 was built around a simple idea:

Leadership development should not be reserved for a handful of executives at the largest institutions.

It should be accessible, practical, ongoing, and scalable for the entire executive leadership team.

FORUM52 gives credit union leaders access to real-world insights from accomplished practitioners across the movement — leaders actively solving challenges involving AI, organizational change, fintech strategy, operational execution, governance, growth, and executive performance.

This is not theoretical content generated to fill conference agendas.

It is practical guidance from experienced operators who understand what it actually takes to lead inside a credit union.

Most importantly, FORUM52 makes continuous executive development affordable enough for entire leadership teams to participate — often for less than the cost of sending a single executive to a national conference.

Build Your Coaching Tree

The strongest credit unions of the next decade will not simply be the ones with the best products or technology.

They will be the organizations that intentionally develop leaders at every level.

Great CEOs build great teams.

Great teams build future leaders.

And future leaders strengthen the entire movement.

The question is not whether your credit union needs leadership development.

The question is whether you are building a coaching tree strong enough to sustain your organization — and the cooperative movement — for the future.

To learn how FORUM52 can help your executive leadership team develop a stronger bench, visit http://www.FORUM52.com or connect with me (Kris Kovacs) to begin building your leadership game plan.